Insurers continue with the scare tactics…

Insurers recently started a new advertising campaign to try and scare the public into accepting less for more. Alan Shanoff explains in his recent column in the Toronto Sun, read the article here. Since dramatic cuts to auto insurance in September 2010, collective profits of auto insurers in Ontario have jumped by 2 billion dollars – that is a lot of money! Yet, the promised reductions in premiums with cuts to our benefits never materialized. The insurers have simply used the cut in benefits to line their coffers. I am not against companies earning profits, all companies should maximize profits for their shareholders. However, insurers are not earning their profits by good business practices or through innovation – they are making money off the backs of injured car accident victims. It is time for a change in Ontario. Maybe it is time to abandon mandatory no-fault benefits in Ontario and focus on a true tort (at-fault party pays) system.

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Bonn Law and OTLA Helping Your Kids

As reported in the Belleville EMC, Bonn Law again organized the annual helmet for kids program sponsored by the Ontario Trial Lawyers Association (OTLA). Bonn Law was able to gather support from a number of other local law firms to purchase over 200 helmets to give to kids this year.

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Top Lawyers Resign in Protest

The Ontario government is in the midst of trying to severely reduce benefits of the most seriously injured car accident victims. A task force was created to investigate this issue. Recently, lawyers on the task force who represent the injured victims had no choice but to resign as a result of obvious insurer bias on the part of the government.

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Are you getting what you paid for from your auto insurer?

Auto insurance premiums continue to rise in Ontario at the same time, benefits are being reduced and limited. In today’s Toronto Star, Ellen Roseman outlines how since September 1, 2010, automobile insurers are classifying 80 percent of all injuries as “minor injuries” which automatically limits all medical and rehabilitation benefits available to an injured victim to $3,500. This $3,500 limit also includes the costs for travel to appointments, administration costs and assessments. The $3,500 is completely inadequate and does not provide nearly enough coverage for those who are injured in automobile accidents. Consider that you are likely paying at a minimum of $1,000 a year in premiums and likely much more. It is unlikely that you will ever need to access your auto insurance benefits but consider that even after paying over $10,000 in auto insurance premiums over a 10 year period, when you actually need the benefits you will be told that your benefits are limited to a total of $3,500. Does this seem fair or just?

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Ontario’s Highest Court Slaps Echelon General Insurance Company’s Hands

The Ontario Court of Appeal released a decision on October 18, 2011 which ought to serve as a warning to automobile insurers that unfairly deny necessary benefits to their injured clients. In McQueen v Echelon http://www.ontariocourts.on.ca/decisions/2011/2011ONCA0649.htm, the Court was asked to consider whether or not an award of damages for mental distress in the amount of $25,000.00 ought to be upheld. It is noted that the award for mental distress caused by the insurer actually exceeded the value of benefits that the insurer had refused to pay to its insured.

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