On September 1, 2010, significant changes were made to the mandatory insurance coverage for every person who drives a car in Ontario. Every automobile insurance policy includes no-fault benefits to cover you if you are hurt as the result of a car accident. Before September 1, 2010, these no-fault benefits included:
In Ontario, if someone hurts you using a motor vehicle, the insurance company will get to keep $30,000 of your damages. As an innocent victim of a car accident who has suffered injuries, you have the right to sue the other driver who caused the accident. What you may not know is that your damages for your pain and suffering will almost certainly be reduced by $30,000. It is a little-known fact that there is a $30,000 deductible on pain and suffering damages for almost all motor vehicle accident victims.
