When a Minor Injury is Not So Minor

Last year, on September 1, 2010, changes were imposed on Ontario’s no fault benefits regime that drastically reduced the benefits available to individuals involved in car collisions. The changes were largely a result of vigorous lobbying on behalf of the insurance companies. Perhaps the most devastating change had been the reduction of medical and rehabilitation benefits. Now, if an individual has sustained what the new legislation refers to as a “minor injury”, no more than $3,500.00 in medical and rehabilitation benefits is available.

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Do you have enough insurance?

On September 1, 2010, significant changes were made to the mandatory insurance coverage for every person who drives a car in Ontario. Every automobile insurance policy includes no-fault benefits to cover you if you are hurt as the result of a car accident. Before September 1, 2010, these no-fault benefits included:

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Insurer’s keep the first $30,000 of your damages!

In Ontario, if someone hurts you using a motor vehicle, the insurance company will get to keep $30,000 of your damages. As an innocent victim of a car accident who has suffered injuries, you have the right to sue the other driver who caused the accident. What you may not know is that your damages for your pain and suffering will almost certainly be reduced by $30,000. It is a little-known fact that there is a $30,000 deductible on pain and suffering damages for almost all motor vehicle accident victims.

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Criminal Defence Law and My Inspiration

Criminal Defence Law and My Inspiration

Sometimes snapshots from the past creep up on us at unexpected times. Sometimes they are bright pictures that make us smile; at other times they remind us of something that made us who we are. I recently had one of those latter snapshots.

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Listening and the Law: The Unspoken Word

Listening and the Law: The Unspoken Word

I was at a great criminal defence lawyers’ conference earlier this month, listening to some of the finest members of my profession offer advice and new techniques to help us better fight for our clients. The information that was shared was excellent and thought-provoking. And, as so happens at these things, some of what was said triggered other ideas, and reminders for me of skills that are important, and sometimes under-utilized.

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The Conference, The Memories and The Inspiration

A few weeks ago I was in Toronto, for a wonderful criminal lawyers’ conference. I learned a great deal, and after the conference I walked past Old City Hall Courthouse. That courthouse has great personal significance for me because it’s really where my career in criminal law began.

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And the Band Played On…

One of my clients went to jail yesterday. It was expected – he understood when he entered his guilty pleas that he would probably be sentenced to jail. But it still came as a dreadful shock, as it invariably does for almost all clients. Somehow he had convinced himself that this sentence he had prepared himself for, would not happen. When it did, his face crumpled in on itself, his body shrank as though he were trying to disappear inside himself. I have seen this many times with clients. It always upsets me.

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